Fraud Detection Software

DETECT & PREVENT

Fraud detection software built to prevent revenue loss

Financial fraud extends beyond identity theft; fraudulent transactions can be initiated through stolen credentials, compromised accounts, or coordinated cyberattacks. Mobius uses advanced AI-powered fraud detection mechanisms to monitor and analyze transactions in real time, identifying anomalies and suspicious behavior before financial losses occur.

See how it works
FRAUD DETECTION AT Mobius ( Powered by Kount® )
How fraud is detected and prevented
The key to fraud prevention is data — collecting data, evaluating fraud patterns, and using data to drive decisions. You choose how much decisioning is automated, and the technology does the rest.
1. An interaction is detected.
A user initiates an interaction with your business such as creating an account, entering payment information, or logging into an existing account.
2. Data is collected.
The technology collects data about the user, such as personal information, device ID, and location.
3. A risk score is calculated.
The technology analyzes the data in real time, compares it to billions of data points across a global network, and assigns the interaction a risk score.
4. Policies are consulted.
The technology evaluates data collected from the user against your business policies and risk thresholds.
5. The interaction is accepted, blocked, or challenged.
Within milliseconds, the technology makes a decision and automatically accepts, blocks, or challenges the interaction — without negatively impacting the user experience for good customers.
6. Fraudulent activities are prevented.
The technology stops fraud — debit and credit card fraud, account takeover attacks, bot activity, and more.
USE CASES FOR DIGITAL FRAUD PREVENTION
Full protection. No matter the risk.
How would you use Kount to confidently grow your business? Our machine learning fraud detection technology can be used to address any risk your business faces. Whether you are dealing with one threat or several, Kount can help.

Card testing fraud

Stop criminals from using your business to test the validity of stolen payment information. Block unauthorized transactions and avoid the resulting chargebacks.

Loyalty program fraud

Don’t let opportunistic customers abuse your promotions and special offers. Prevent fraudsters from hacking into accounts and stealing loyalty program rewards.

Elder fraud abuse

Detect scams targeting vulnerable consumers and protect against elder abuse. Guard your business from financial loss and reputational damage.

Gift card fraud

Prevent gift card fraud at all points along the customer journey — stealing stored balances from accounts, making unauthorized purchases, hacking numbers, conducting scams, and more.

Payment fraud

Safely process online payments without the fear of fraud. Recognize when fraudsters are attempting purchases with stolen payment information. Block suspicious activity without impacting good customers.

Refund fraud

Reduce the risk of fraudulent returns and unjustified refunds. Decline purchases and refund requests for shoppers with a history of fraud. Use data to detect patterns and set controls around high-risk merchandise.
WHY FRAUD DETECTION MATTERS
Benefits you can’t afford to miss
Without solid fraud detection methods and systems, your business is exposed to countless threats. But with the right fraud software and strategies, you can safely grow your business.
WITHOUT fraud protection
  • Reactive
  • Fraudulent transactions
  • Identity theft
  • Friction
  • False positives
  • Manual reviews
  • Exposed revenue
  • Penalties and fees
  • Damaged reputation
  • Time consuming
  • Hunches and guesses
WITH fraud protection
  • Proactive
  • Good orders
  • Identity verification
  • User-friendly
  • Accurate decisions
  • Efficient automation
  • Protected revenue
  • Compliant processes
  • Trusted brand
  • Cost-effective
  • Data-driven
WHAT MAKES Mobius ( Powered by Kount® ) SPECIAL
Added value achieves better results
Why choose Mobius ( Powered by Kount® ) for fraud detection and prevention? Here’s what sets us apart.

Complete strategy

No matter the types of fraud — from common concerns like payment card fraud to complex issues like account takeover — Kount has you covered with an end-to-end strategy. And it's all available in an easy-to-access platform.

Historical data

Kount was one of the first fraud management companies to enter the market. That means we have 15 years worth of data — a decade more than other service providers. A longer history means Kount has the best understanding of risk.

Better results

Kount gives you the most accurate risk assessments possible with better fraud prevention and fewer false positives. Plus, you get full access to decision data analytics, so you have complete transparency on what is happening and why.

Machine learning

Some fraud tools claim to incorporate supervised machine learning — the most basic capability — into their platform. But Kount utilizes both supervised and unsupervised learning. By combining multiple machine learning models, Kount has greater insights which lead to the most accurate decisions.

Flexible automation

Mobius ( Powered by Kount® ) is a best-in-class technology platform that can reduce time-consuming, labor-intensive, error-prone processes. But automation doesn’t blindly dictate how your business should be run. You have full control over how decisions are made and the level of risk you are willing to accept.

Flexible technology

The Mobius ( Powered by Kount® ) team is made up of professionals with dozens of years’ experience. We know what it takes to stop criminals from committing fraud. And we will readily share those insights with you. Our goal is to help clients continuously improve results by fine tuning their strategy as threats evolve over time.
ANSWERS & INSIGHTS
Frequently asked questions

Yes! Mobius ( Powered by Kount® ) has direct integrations with the industry’s biggest ecommerce platforms. Because we’ve already done all the development work, the integration process usually involves just a couple clicks.  

Visit our platform pages to learn more: 

 

 

 

 

 

    • Shift4Shop

 

Because of these integrations, our fraud decisioning results can usually be displayed directly in the platform dashboard. This makes it easy to monitor all your most relevant payment information in one place. 

If you ever change ecommerce platforms or want to upgrade to Kount’s more robust solutions, our team of experts will make the transition as simple as possible. Our technology is flexible and designed to work with your existing processes, resources, and abilities — whatever those may be!

Mobius ( Powered by Kount® ) can work with any processor or gateway. We don’t have a specific platform you have to use. And we can accommodate any setup you are currently using. 

In addition to your processor or gateway, you may want to connect Kount to other platforms too — like your customer relationship management (CRM) or order management system, ecommerce platform, website, or mobile app. 

The data stored in these different platforms can help us make accurate risk assessments about the individuals interacting with your business. And there are a couple different ways Kount can integrate with these platforms. 

  • Your development team can use an application programming interface (API) to connect platforms to Kount. 
  • Your development team can connect your mobile app with a software development kit (SDK). 
  • You can launch Kount via an existing platform integration. We have already established connections to dozens of payment processors, gateways, CRMs, and ecommerce platforms.

We strive for complete flexibility. We want our technology to work with your existing processes, resources, and abilities. So there isn’t a one-size-fits-all approach to integration. We recommend you reach out to our team to learn more about what the integration process would look like for your business.

Yes! Mobius ( Powered by Kount® ) works with thousands of clients all over the world. Our solution is compatible with all currencies. Also, our technology is designed to comply with all region-specific data and privacy requirements.

Yes! Mobius ( Powered by Kount® ) offers flexible, efficient, accurate automation. 

Our team of experts can help you determine how much or how little you want to automate. Create a strategy that is high-touch, set-it-and-forget it, or somewhere in between. 

Because we have an intuitive, easy-to-use platform — with unlimited user accounts — your team can adjust your strategy at any time. You always have full control over what the technology manages. 

Learn more about our automation and all the unique features that go into it. 

 

 

 

Nope! Our database has already stored nearly two decades worth of insights. Once the integration process is complete and your Kount solutions are activated, you’ll have immediate results.

Mobius ( Powered by Kount® ) uses a combination of rules, data, and machine learning to make decisions. So, we’re more than just a rules-based solution. While we pride ourselves on the unique and robust data that fuels our powerful machine learning, we also need rules to combine all the elements together.

Think of it like this: you can drive a car without signs, driving rules, traffic lights, or markings on the road, but you may have difficulty getting exactly where you want to go. However, if you have a set of rules and guidelines to follow, you’ll have an easier time reaching your destination, and the journey to get there will be way more efficient.

No matter what you might hear, all fraud detection technology on the market today uses rules to make decisions. The difference with Kount is that you get complete customization over the rules and policies you set up. 

For example, if you want to set up additional rules specific to certain items — such as products or services that are more prone to fraud or merchandise that has unique shipping requirements — you can! With us, there are no limitations.

Learn more about fraud detection rules on our blog!

Both are an option — you can fully customize your strategy or we can help. 

During the onboarding process, your dedicated customer success manager can help you set and customize your policies based on your industry and business workflows. 

Mobius ( Powered by Kount® ) also offers ongoing consulting and managed services. If you’d like help maintaining your policies — identifying emerging opportunities, responding to threats, testing different strategies — our team can help. 

If you’d rather do all your own policy creation, that’s fine too. All policies can be set and edited from within our platform.

Policies can be changed, added, or removed at any time. Decisioning will instantly reflect your updates. 

Visit our policies page to learn more.

Yes! Mobius ( Powered by Kount® ) is PCI-DSS level 1 compliant. We also conduct a Type 2 Service Organization Control (SOC) 2 compliance audit each year. Additionally, we are GDPR, CCPA, and HIPAA compliant.

Contact us

Partner with us to unlock opportunities and build a stronger future together

We’re happy to answer any questions you may have and help you determine which of our services best fit your needs.

Your benefits:
  • Client-oriented
  • Independent
  • Competent
  • Results-driven
  • Problem-solving
  • Transparent
What happens next?
1

We Schedule a call at your convenience 

2

We do a discovery and consulting meeting 

3

We deliver a well-structured proposal

Schedule a Free Consultation